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₹1,000/mo builds ₹14L in 10 years. Set up in 3 minutes.
₹14L
10-year wealth impact
🌿 Simple
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Your wealth snapshot
Total Net Worth
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Assets
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Liabilities
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YoY Growth
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score
💡 Key Insights
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Portfolio
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Bank Accounts
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Emergency Fund— mo
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Insurance
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❤️LifeNot set●
🏥HealthNot set●
Loans & EMI
₹0/mo
No active loans
📊 Wealth Projection
Based on your current SIP and portfolio
At current pace
₹—
Continuing current SIP
Optimised path
₹—
+SIP step-up + tax saving
Scenario
Current pace
Optimised
Invested
Wealth Life Board
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Decision Engine
Simple
Simple Mode
Guided — one action at a time
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Wealth Life Board
Your financial life, organised into prioritised actions
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Complete your profile to generate journey cards
Financial ProfileRequired
This powers all calculations, projections, and AI advice.
Income & Expenses
Assets & Liabilities
Life Events
💍 Married
👶 Children
🏠 Home Loan
🎓 Edu Loan
⏸ Career Break
✈️ NRI
🧬
Financial Journey Risk Report
Age-Sex Stratified · 4 Hazard Channels · Product Mix
See how air quality, occupation, crime, and climate risks at your life stage uniquely affect your financial trajectory — with personalised product recommendations and next steps.
🌫️ AQI Earnings Impact
⚙️ Occupation Hazard
🔐 Crime Risk Zone
🌊 Climate Disaster Risk
Profile Summary
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Recommended Instruments
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KYC Status
🧬 Financial Journey Risk Report
Your personalised risk intelligence — updated live from profile
Composite Risk Score
—
/100
—
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⚡ Next Best Actions
0 actions
📈 Financial Impact Projections
📅 Age-Bracket Financial Journey Matrix
Your bracket highlighted
| Hazard | Your Bracket |
|---|
🛡️ Recommended Product MixRisk-matched
🧠 Behavioural InsightsNeuro-finance
Net Worth
Complete balance sheet · Assets vs liabilities · Wealth projector
Total Net Worth
₹0
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₹0
Assets
₹0
Liabilities
0%
Debt/Asset
💼 Assets
💳 Liabilities
Asset Allocation
Balance Sheet
Total Assets₹0
Total Liabilities₹0
Net Worth₹0
Debt-to-Asset Ratio0%
Liquid Asset Ratio0%
🧠 Wealth Insights & What's Going Wrong
Enter your assets to see personalised insights
📊 Wealth Benchmarks
Based on your age & income (India 2026)
Enter income in profile first
🚀 Wealth ProjectorOpen Wealth Life Board →
Enter assets above to see your trajectory
💡 How to Improve Your Net Worth
Enter your financial data above to get personalised improvement actions
🔗
Live data from 7 connected accounts
HDFC Bank · Axis Savings · ICICI Credit · Amazon Pay · Zerodha · last synced 14 min ago
Monthly Budget Planner
Expense Breakdown
Budget Summary
Total Income₹0
Total Expenses₹0
Monthly Savings₹0
Savings Rate0%
Investable Surplus₹0
50/30/20 Rule Analysis
Spending Breakdown
Instruments
27
Best Return
25%+
Categories
6
In Basket
0
Monthly Outflow
₹0
Showing 6 of 6 categories
🔬 Fund ResearcherPRO
Profile-matched · TrueMultiple AI ranked · SEBI-regulated universe
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📋 Your Investment Profile
Auto-synced from My Profile & Risk section
⚖ Fund Comparison
Green = best across peers · TrueMultiple score included
SIP Wealth Simulator
SIP Results
Total Invested—
Corpus at Maturity—
Wealth Gain—
Inflation-Adjusted Value—
XIRR (approx)—
Wealth Growth Chart
Milestone Projections
Round-Up Micro InvestingAuto
Every purchase gets rounded to the next ₹10. Spare change is auto-invested.
Monthly Round-Up—
Yearly Investment—
5-Year Corpus—
10-Year Corpus—
Round-Up Power Visualizer
💡 Insight: Configure above to see insight
Add New Goal
Time-Lock VaultAnti-Impulse
Lock savings with a withdrawal cooling period to prevent impulse spending.
My Goals
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Retirement Planner
Results
Years to Retirement—
Monthly Expense at Retirement—
Corpus Required—
Projected Corpus (current SIP)—
Gap / Surplus—
Required Monthly SIP—
Monte Carlo Simulation1000 Simulations
Run retirement planner to see simulations
Retirement Instrument Mix
📁
View →
ITR Filed
AY 2024-25 · Verified
💸
Pending
Refund Status
₹14,280 · Processing
📋
✓ Matched
26AS / AIS
Auto-reconciled
⏰
12 days
Next Advance Tax
15 Mar · ₹42,000 due
Tax Optimization Engine
Existing Investments
Tax Computation
Gross Income—
Standard Deduction—
80C Deduction—
80CCD(1B) – NPS—
80D – Health Insurance—
24B – Home Loan Interest—
Taxable Income—
Old Regime Tax—
New Regime Tax—
Best Regime—
Tax Saving Opportunities
🛡️ Insurance Hub
Life · Health · Motor · Home · Travel · Cyber · All IRDAI-regulated products
Your Policies
🧠 AI Gap Analysis — Based on your profile, life stage & existing coverage
Generate your profile first for personalised analysis.
Coverage Score
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Not calculated
SELECT CLIENT / SELF
💼
Select a client or use your profile
Client details auto-populate and we show personalised product recommendations with premium estimates.
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AI Financial Copilot
Powered by True Multiple Engine
Ask anything about your finances in plain language.
TM
👋 Hello! I'm your True Multiple I Mitr. I'm here to help you make smart financial decisions tailored to the Indian market.
Try asking me things like:
• "Can I afford a ₹50 lakh home loan?"
• "How much should I invest monthly to retire at 55?"
• "What tax-saving options do I have?"
• "Should I prepay my home loan or invest?"
Try asking me things like:
• "Can I afford a ₹50 lakh home loan?"
• "How much should I invest monthly to retire at 55?"
• "What tax-saving options do I have?"
• "Should I prepay my home loan or invest?"
Emergency fund?
FIRE target?
Tax saving?
Buy vs Rent?
Asset allocation?
What-If Simulator
Behavioral Alerts
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Credit Score Builder
CIBIL Score Estimation based on your financial profile
Estimated CIBIL Score
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Improvement Plan
Expense SurgeryAI Detected
AI scans recurring expenses and identifies wasteful spending.
Total Monthly Subscriptions—
Suggested Savings—
Annual Recovery—
Spending Intelligence
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Card & Wallet Spend
Auto-fetched
Merchant AI Classification
Financial Health Score
—
/100
Score Breakdown
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Financial Ratios
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FIRE Calculator
Personalized Recommendations
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🌐 Today's Market Intelligence
🔗 Connected Accounts
Account Aggregator (AA) · NBFC-AA Licensed · End-to-end encrypted · RBI regulated
🏦
Account Aggregator Framework Active
Fiduciary-grade consent · Onemoney AA · CERSAI linked · Auto-refresh every 24h
● LIVE
7 accounts synced
Aggregated Cash Flow — Last 30 Days
Recent Transactions
Portfolio
All investments across every asset class · Live P&L · Attribution
📁 Tax Returns & ITR Filings
ITR history · 26AS reconciliation · Advance tax · Refund tracker · AIS/TIS
Filing StatusFiled
Refund Tracker
26AS / AIS Reconciliation
Auto-matched
Advance Tax Schedule
TDS Ledger
🌐 Market Intelligence
Global & Indian market news · Portfolio impact · AI scoring · My notes & actions
Live Feed
📊 Affecting My Portfolio
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News items that directly affect your holdings or goals
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📝 My Notes
0 notes
⚡ My Next Actions
Select a news item to see what action to take